Phone NumberCredit Score
Look up a number

Real FICO® Score 4 from TransUnion

Have a phone number? Find their credit score.

Type in any U.S. phone number. We’ll tell you who it belongs to, where they live, and their real credit score. That’s it.

  • Soft pull, they’re never notified
  • Results in seconds
  • As low as $9.99
(614) 555-0178
Mobile T-Mobile USA OKAFOR DANIEL Fraud score 8
NameDaniel Okafor
Address88 N High St Unit 1207
Columbus, OH 43215
FICO® Score 4 Good

Example people, not real

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TransUnion FICO

One number. All the answers.

All you need is their phone number.

No name, no address, no Social Security number. Just the number.

Their name

Find out who the number actually belongs to.

ExampleDaniel Okafor

Their address

The current address on their credit file.

Example88 N High St Unit 1207

Their credit score

Their real FICO® Score 4, plus a snapshot of their credit profile.

Example721 · Good

Their phone details

Line type, carrier, caller ID name and a fraud score for the number.

ExampleMobile · T-Mobile USA · fraud score 8

Sample result

Here’s what you get back.

Name, address, phone details and FICO® Score 4, plus their credit profile: debt, credit usage, payment track record and what’s holding their score back.

Sample · fictional person
Phone number(614) 555-0178
MobileT-Mobile USA
NameDaniel Okafor
Address88 N High St Unit 1207
Columbus, OH 43215

Phone details

Caller ID nameOKAFOR DANIEL
Line typeMobile
CarrierT-Mobile USA
Fraud score8 / 100Low risk

Credit profile

22%Credit card usage
99.4%On-time payments
12 yr 1 moCredit history
8 / 8Open accounts
$56,720Total debt
$7,447Available credit
2Recent inquiries
0Collections
$1,099Monthly payments
$0Past due
0Delinquent accounts
1Late payments

What’s holding the score back

  • Accounts haven’t been open long enough
  • Revolving accounts haven’t been open long enough
  • Number of accounts with a delinquency
  • Balances are too high compared with credit limits on bank or other revolving accounts

Debt by type

Student loans $36,670
Auto loans $17,925
Credit cards $2,053
Other $72
Full account history Every account, lender and month-by-month payment record. Available as an add-on.
Example result for a fictional person, shown for illustration.

How it works

Three steps. About ten seconds.

Enter their number

Any U.S. mobile or landline. It’s the only thing we need.

We find them

We match the number to the person and their TransUnion credit file with a soft pull.

See the results

Name, address, phone details, FICO® Score 4 and credit profile, right on your screen.

More on how it works

A couple sitting among moving boxes with the key to their new home

Why FICO® Score 4

The score lenders actually use.

Apps like Credit Karma show a VantageScore® 3.0. Mortgage lenders pulling TransUnion use FICO® Score 4, and that’s the one we give you.

  • Calculated by FICO from TransUnion data
  • Same model used in mortgage underwriting
  • Soft pull, so it never affects their score

Compare the scores

A couple holding up the keys to their new home

Who it’s for

Know who you’re dealing with.

  • Landlords sizing up a rental applicant
  • Lenders and brokers pre-qualifying a lead
  • Businesses extending terms to a customer
  • Anyone about to co-sign, lend or go into business with someone

Use it for a permissible purpose, like the person’s OK. The rules

Ready?

Have a phone number? Find their credit score.

Name, address and real FICO® Score 4. As low as $9.99.

Look up a number API for volume · $7.50/report